Podcast 181: James Garvey of Personal Lender. The CEO and Co-Founder of Self Lender covers their unique means to fix assist customers build or reconstruct credit
So one of many things we became SSAE 16 SOC 1 compliant which is called SAS-70 that we did early on, which is kind of rare for most startups, is. Itâ€™s a couple of settings that enables one to prove to third events as we were getting started that you do what you say you will do; yes you have encryption, yes you did background checks, you have a written process and procedure for banks, that kind of thing and that was really helpful. That I think it would have been really tough if we hadnâ€™t done
Peter: Okay, okay. So then letâ€™s talk concerning the clients that can come for you. Youâ€™ve needs to get some good iâ€™m and traction curious to understand like that are these individuals? Are all of these millennials, will they be immigrants, them either have no credit score or obviously have a low credit score, but tell us a little bit more about the people who are coming like I presume many of.
James: Yeah, so now, almost all of our clients are individuals who are rebuilding, you realize, just a fraction of them are people who are developing credit for the first-time. We now have clients in most 50 states, we now have concentration round the states that are normal youâ€™d expect and what weâ€™ve seen is all about 70% of our clients are typically below 35, therefore we have actually plenty of more youthful people that have either founded credit or want to reconstruct with personal Lender. Continue reading Podcast 181: James Garvey of Personal Lender. The CEO and Co-Founder of Self Lender covers their unique means to fix assist customers build or reconstruct credit
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